Boston Area Homeowner’s Insurance Tips

Since having a good Boston area homeowner’s insurance policy on your home is one of the most important things you can do, it’s important to note these tips. They will assist you in understanding your policy and procedures.

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1.) Avoid Making Small Claims – Insurance companies can and will drop coverage if you have several small claims. To avoid this, increase your deductible and pay for small incidents out of pocket. Not only can you save up to 25% on your Boston area homeowner’s insurance premiums, you’ll probably save money in the long run.
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2.) Get a CLUE – Insurance companies use a service called a Comprehensive Loss Underwriting Exchange (CLUE.) Check the report for errors that may hamper coverage in the future. Visit choicetrust.com to review your report.
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3.) Make Sure You Have Enough Coverage – If you’ve made significant improvements or additions to your home, you’ll want to make sure you have sufficient coverage. Your Boston area homeowner’s insurance premium will likely increase only a small amount, but you’ll have peace of mind knowing that your home is covered for its entire value.
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4.) Use an Independent Agent – An independent agent can assist in shopping for the best coverage and most economical premium on your Boston area homeowner’s insurance policy.
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5.) Find Out What’s NOT Covered – Be sure to know what perils may not be covered. Occurrences such as floods or sewage back-up are probably not covered in your Boston area homeowner’s insurance policy. There are separate coverages available for these perils.
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Get more news on Boston area homeowner’s insurance by reading the other articles we have in the section on Boston Insurance under Boston Real Estate Categories to the right, and by following us on Twitter and finding us on Facebook.
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